All drivers in Louisiana are obligated to carry a minimum amount of car insurance. However, some flout their obligation and drive without the proper coverage. Other drivers have insurance, but don’t have enough to cover injuries and damage caused during an accident. Keep in mind that a single car accident can involve exorbitant costs.
If you cross paths with an uninsured driver and want to seek compensation for what occurred, a car accident attorney can help. The Law Offices of Edward A. Shamis, Jr., J.D., P.C. supports clients in Slidell faced with lost wages and mounting medical bills. Our attorneys have experience with many different car accidents, as well as what it takes to file an insurance claim when a motorist is lacking sufficient coverage.
In Louisiana, all drivers are required to have at least $15,000/$30,000 in liability coverage per person/accident. While that might seem like a high amount, costs for serious accidents can easily exceed these figures.
Consider the medical treatment that might be necessary for a serious injury. Along with initial surgeries and procedures, the accident victim may also require additional physical therapy for weeks or even months to come. If injuries are disabling, the person will also need supplemental income to make up for lost wages.
If the responsible driver lacks sufficient insurance, the only other option is to file a claim through your insurer. Calculating the proper claim amount can be challenging, as you must include the following factors:
Even if your insurance company agrees that you deserve compensation, they may differ on the amount. We’ll evaluate offers made by your insurer to determine whether they’re fair. If not, we’ll help you calculate a fair amount.
The Law Offices of Edward A. Shamis, Jr., J.D., P.C. is dedicated to helping our Slidell clients seek justice for the careless actions of other motorists.